Northwest Georgia Chapter 7 Bankruptcy Lawyers

Get Legal Assistance & Shed Your Debts Now! Call (706) 350-6075.

Chapter 7 bankruptcy, also known as total liquidation, is typically the fastest way to discharge almost all financial obligations and to stop all pending collection activity including garnishments. At Bournakis and Mitchell, P.C., our experienced Northwest Georgia bankruptcy attorney can discuss your options and determine your eligibility for filing a Chapter 7 bankruptcy.





Why do clients choose Bournakis and Mitchell, P.C.?



  • We offer non-judgmental counsel for clients throughout GA.
  • We find solutions to help you live debt-free.
  • We work hard so you can get rid of debt once and for all.
  • We inform you of your options so you can make empowered decisions.
  • We help you take proactice steps to a brighter financial future.


Put a Stop to Creditor Harassment Today!

Filing a Chapter 7 bankruptcy puts an automatic stay into effect which stops most collection actions and prevents creditors from initiating or continuing lawsuits, wage garnishments, or even telephone calls seeking payment. The Chapter 7 bankruptcy applies to all debts excluding child support, most tax debts, and student loans.

They may not apply, however, to debts that the court declares non-dischargeable due to a creditor’s objection in the case of fraud or malicious action. With an experienced Northwest Georgia bankruptcy lawyer from Bournakis and Mitchell, P.C., you can get quality representation and legal advice to seek a beneficial solution for your case.




There is hope ahead - and we want to help you get there. No debt is too big or complex to handle. Call us at (706) 350-6075 today.






Is Chapter 7 Right for Me?

Chapter 7 bankruptcy is available to individuals, corporations, partners, and married couples. If a person fails to meet the required criteria for a Chapter 7 bankruptcy, the court may convert the case to a Chapter 13 bankruptcy. At Bournakis and Mitchell, P.C., we stay current with changing rules, laws, and court rulings and pride ourselves on thorough preparation for every case.


What circumstances prevent a debtor from filing Chapter 7?



  • The filer can repay some of the debt
  • The debtor’s income is too high
  • Another bankruptcy case was dismissed within the previous 180 days
  • The debtor failed to meet the credit counseling requirements
  • The debtor previously discharged debt through a chapter 7 bankruptcy in the past eight years or a chapter 13 bankruptcy in the past six years
  • The debtor defrauded creditors


The Chapter 7 Bankruptcy Process

The first step when seeking a Chapter 7 bankruptcy is to file a petition with the bankruptcy court along with schedules of assets and liabilities, a statement of financial affairs, a schedule of current income and expenditures, and a schedule of executory contracts and expired leases. The debtor must also provide the case trustee with a copy of the most recent tax returns or transcripts, including tax returns filed during the case. Our knowledgeable Northwest Georgia bankruptcy lawyers can walk you through the process and help make sure you have the necessary paperwork to seek a Chapter 7 bankruptcy.

What additional information does a debtor need to file for Chapter 7?

  • A list of all the debtor’s property
  • The source, frequency, and amount of the debtor’s income
  • A list of all creditors and the nature and amount of their claims
  • A detailed list of the debtor’s monthly living expenses including food, utilities, tax, shelter, clothing, transportation, and medicine




Schedule Your Free Consultation

To discuss your options confidentially, fill out the following form or call us at (706) 350-6075

Ready to live debt-free once and for all?

Contact our law firm at (706) 350-6075 today to learn more about our services.



Contact Us Today

We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at (706) 350-6075 to get started.


What Sets Bournakis and Mitchell, P.C. Apart?


  • ✓ We are a small, boutique law firm focused on individual attention
  • ✓ All clients receive direct counsel from our attorneys, not assistants
  • ✓ We encourage open and honest communication with our clients
  • ✓ We never lose our ability to be graceful – even through tough adversities
  • ✓ We offer multilingual service for English, Spanish, and Greek speakers
  • ✓ We proudly offer risk-free, no-obligation bankruptcy consultations

CONTACT OUR NORTHWEST GEORGIA BANKRUPTCY LAWYERS AT BOURNAKIS AND MITCHELL, P.C. TODAY! (706) 350-6075

Start Living Debt-Free Today

We offer help to those in need of financial relief, to those who are being constantly harassed by collections agencies, and to those who are in fear of losing their car or home.