Bankruptcy & Social Security Disability Attorneys in Cartersville GA
Need affordable legal help with your bankruptcy or Social Security disability case? Our trusted attorneys in Cartersville, GA, are ready to advocate for your best interests.
Attorneys in Cartersville GA for Your Social Security Disability and Bankruptcy Needs
If you are considering hiring attorneys in Cartersville, GA, it may be for a variety of reasons and financial legal issues including bankruptcy or Social Security Disability (SSD). When you have been injured or deemed disabled for another reason, you may be entitled to SSD.
Unfortunately, this can be a time-consuming and complex process, during which you may incur additional expenses. If you are unable to pay those bills and are fighting with your creditors, you may choose to file for bankruptcy to obtain a fresh start. It’s often best to use the same legal team for both.
When you are choosing a bankruptcy lawyer or need to discuss your Social Security disability case, choose Bournakis & Mitchell. We offer legal services in a range of practice areas near Atlanta, Georgia, to help protect your future and that of your family.
Attorney In Cartersville GA for a Range of Legal Needs
There are many reasons you may want to consult an attorney in Cartersville, GA, and retaining the same attorney can make the transition between each of them much easier. Some of the legal services our law office provides include the following:
- Bankruptcy Chapter 7
- Bankruptcy Chapter 13
- Social Security Disability
For the best results and a favorable outcome in Cartersville and the surrounding areas, you want a good lawyer from a reputable firm with a convenient office location providing services that you can afford. At Bournakis & Mitchell, you can find all of that and more.
Lawyers in Cartersville GA for Bankruptcy Consultation
If you wonder if bankruptcy is your best option, our lawyers in Cartersville, GA, might be of assistance. Many law offices diversify and serve in a variety of practice areas, including:
- Criminal defense
- Family law
- Domestic abuse
- Child custody
- Personal injury
- Estate planning
- Real estate
However, if you are facing delicate legal issues regarding bankruptcy, you want a knowledgeable attorney in the city of Cartersville who narrowly focuses on bankruptcy, and that’s precisely what you’ll get when you turn to our law firm.
The right Georgia law firm will advise you that the two types of bankruptcy that may be able to help with your debt are Chapter 7 and Chapter 13. Our attorneys in Cartersville, GA, will review your circumstances and help you determine which course of action is best for you.
Filing Chapter 7 Bankruptcy
Most private individuals choose to file a Chapter 7 bankruptcy. It is considered a fresh start, as it consists of a “liquidation,” and elimination of the financial obligations. You sell the non-exempt property to pay creditors, which makes payments easier to maintain.
The debt you may be able to quickly eliminate includes the following:
- Credit card debt
- Medical debt
- Personal loans
- Property you do not wish to keep
To file Chapter 7 bankruptcy, you must prove that your income meets the criteria to file this type of bankruptcy. A few of the advantages of filing a Chapter 7 are that it doesn’t require a minimum amount of debt, it provides immediate relief from creditors and garnishment efforts, you keep all wages you acquire afterward, and your case is often resolved between 3 and 6 months.
A Cartersville bankruptcy attorney will assess your debts, expenses, and income to determine whether you qualify.
Filing Chapter 13 Bankruptcy
If you prefer not to liquidate your property, you face foreclosure of your home, or you don’t qualify for a Chapter 7, Chapter 13 bankruptcy may be the right choice for you. Chapter 13 bankruptcy allows you to keep your property, reduces debts, and helps you reorganize your financial obligations so you can pay them more easily.
Advantages of filing Chapter 13 include:
- Protects you from creditors and wage garnishment
- Protects you against foreclosure
- Your co-signers are exempt from creditors
Your case is often resolved between three and five years, and Chapter 13 can be filed repeatedly. A professional bankruptcy attorney will provide ethical representation when you go to court in Cartersville, Georgia, and may be able to attend many appearances on your behalf.
Best Lawyers in Cartersville GA for Social Security Disability
You want the best lawyers in Cartersville, GA, when you are dealing with a Social Security disability case to help you get the answers and compensation you deserve. Under the federal Social Security Act, those individuals who have previously worked and then develop a physical or psychological medical disability that makes it impossible to continue working in any capacity will receive monetary benefits from their Social Security Disability Insurance (SSDI).
SSDI benefits are intended to assist those individuals to pay their living expenses and help support their dependents.
Unfortunately, the government often makes it difficult for people to get their benefits. Since the review process is lengthy and requires a lot of documentation, much of which applicants are unaware of, retaining services from a reputable law office is a good idea.
A few of the factors that hold up the process include:
- Lack of sufficient documentation
- Paperwork errors
These, along with other issues, could lead to an applicant’s claim being denied. Working with an experienced legal team can improve the chance of receiving benefits the first time and might help with an appeal if necessary.
How Is SSDI Approval Granted?
To grant SSDI, the applicant must prove to the Social Security Administration (SSA) that they:
- Are unable to perform their job
- Earned sufficient “work credits”
- Have a minimum of 20 work credits over the recent 10 years
- Were diagnosed with a medical condition that is either terminal or is likely to exist over one year
Although the number of required work credits depends on how many years the applicant has been employed, most people who work consistently are eligible. An SSD attorney might be able to further clarify whether they believe you qualify for benefits.
Law Firms in Cartersville GA for Bankruptcy and SSDI
For many clients, it is wise to consult with trusted attorneys in Cartersville, GA, to explain either SSDI or bankruptcy before moving forward with the process. The bankruptcy process and the application process for getting approved for SSDI are complicated, lengthy, and often leave individuals who need relief without the support they need.
How to Obtain SSDI Approval
Obtaining SSDI is often a complex process that many average people have difficulty navigating especially when they are dealing with physical or psychological disabilities. Furthermore, many attorneys will accept SSDI claims even if they do not have the necessary experience to handle the case.
That’s why, to have the best shot at getting your disability claim accepted and receiving income, you need a Cartersville Social Security disability lawyer to help. They can assess your case, help you collect the necessary documentation, and file the paperwork.
How to Begin the Bankruptcy Process
When you consider whether bankruptcy is right for you, you should learn a bit about Chapters 7 and 13 bankruptcy to determine which you would be more comfortable with and which you qualify for. Consider hiring a skilled bankruptcy lawyer to help you ascertain whether:
- Bankruptcy will erase your debt
- You can keep your property
- You qualify
Once your attorney files bankruptcy on your behalf, you should stop paying the qualifying debts, gather and submit your financial documents, attend the 341 creditor’s meeting, and take a credit counseling course.
You should search for a reputable bankruptcy lawyer experienced in litigation to protect your finances and those of your LLC.
Experienced Attorneys Cartersville GA
To gain debt relief on Cherokee Ave., choose experienced attorneys in Cartersville, GA, such as Bournakis & Mitchell. We have three offices, which are located at 11 E Main St, Suite 210 in Cartersville, GA 30120-3356; 300 W. Emery Street, Suite 201 in Dalton, GA 30720-8163; and 401 Broad Street, Suite 102 in Rome, GA 30161.
Free Consultation: Cartersville Legal Advice You Can Count On
Our North Georgia law firm takes a serious approach to our clients’ SSD or bankruptcy cases. No matter your circumstances, we are prepared to thoroughly assess your situation, search through your records, and determine the best options for your situation. If you face federal courts and require legal advice, check our website, schedule a free consultation, Georgia, and contact our Cartersville location today!