Attorneys in Rome GA for Bankruptcy & Social Security Disability Cases

Looking for reliable attorneys in Rome, GA, for your bankruptcy or Social Security disability case? Turn to Bournakis & Mitchell, P.C. for the affordable legal assistance you need during this challenging time.

Social Security Disability Attorneys in Rome GA

Social Security is a type of social assistance that impacts the lives of millions of people across the U.S., and it is designed to help those in need. To qualify for disability, you must meet the Social Security Administration (SSA) definition of disabled, which reads as follows:

To be found disabled, an individual must be unable to engage in any substantial gainful activity (SGA) by reason of a medically determinable physical or mental impairment(s) which can be expected to result in death, or which has lasted or can be expected to last for a continuous period of at least 12 months.”

If something happened to you and you cannot work because of a long-term disability, you might be eligible for Social Security Disability in Rome. Getting approved can be difficult and time-consuming, but you can always contact a civil lawyer for legal representation.

Our full-service law firm in Rome, Georgia, can help you understand the Social Security system and will review and investigate your claim to determine the best way to move forward.

To be eligible for a Social Security program, an individual must:

  • Be at least 62 years of age, or blind or disabled;
  • Have enough work credits (10 years of work are equivalent to 40 credits and should be enough to be eligible for SS).

If the applications occurred on December 1, 1996, or later, you must be a U.S. citizen or lawfully present alien so you can receive Social Security monthly benefits. A disabled worker may not have other financial options than applying for the SSD, often depending only on these benefits.

As defined by the SSA, disability refers to a medical condition that:

  • Lasted for at least 12 months;
  • Will last continuously for 12 months or result in death;
  • The applicant can’t perform a substantial gainful activity (SGA).

 

Find the Best Attorneys in Rome, Georgia for your SSD Case

Disability lawyers understand that facing such health problems and the financial struggles that come with them can be highly stressful and cause physical and psychological suffering.

At Bournakis & Mitchell, P.C., we pride ourselves on our compassion, experience, and knowledge to make a significant difference in the outcome of your case. Reach out to our trusted civil litigation law firm for a free consultation at (706) 295-7376, and see if you are eligible or learn more about our practice areas and services.

Bankruptcy Lawyers in Rome GA

If you face mounting debt and can’t deal with the pressure of filing for bankruptcy, get legal advice from a Rome bankruptcy lawyer. 

Many people are afraid of admitting they are bankrupt and continue to swell in even greater debts to hide their struggles. You don’t need to be scared of filing for bankruptcy, as it is actually the most efficient solution to most debt problems. When you hire a local Floyd County law firm committed to excellence and your well-being as a client, bankruptcy could help you quite a lot in dealing with the situation.

 

Chapter 7 vs. Chapter 13

When it comes to filing for bankruptcy, you can either file for Chapter 7 or Chapter 13 bankruptcy or another debt relief solution that will perfectly suit your needs. Whenever you’re thinking of bankruptcy, keep in mind that it helps people get a fresh start and get back on their feet, slowly but surely.

By filing for Chapter 7, most of your debts will be wiped out, including medical bills, credit card debts, or personal debts. Once you’re granted a bankruptcy discharged by the court, you will no longer have an obligation to pay for these debts. 

If you choose to file for Chapter 13, you can keep all of your properties, but you must propose a repayment plan for some or all your debts, depending on your case. Once your debts are completely paid, all dischargeable debts are wiped out.

By comparison, both Chapter 7 and Chapter 13 will affect your credit score. On the other hand, most debtors opt for Chapter 7 as it is a faster process, and you will not need to pay the creditors through a three- to five-year plan as you might in the Chapter 13 repayment plan. However, it is best to discuss your options with a bankruptcy lawyer beforehand to properly analyze your situation and take the best course of action.

Good Lawyers in Rome GA

Not a single bankruptcy is the same, but hiring a good lawyer is usually a wise decision. The difficulty of your case will depend on:

  • The facts;
  • Whether you choose to file for Chapter 7 or Chapter 13;
  • Whether you own a small business;
  • Whether the bankruptcy trustee will sell one or more of your properties;
  • The bankruptcy litigation;
  • The skills of the bankruptcy lawyer that represents you.

 

What to Expect from Our Top-Rated Lawyers in Rome GA

Your bankruptcy lawyer will first help you understand how this process works and provide you with legal advice. The lawyer will advise you on what Chapter you should file and will let you know whether your case might involve other difficulties and risks. 

After discussing the bankruptcy case with you, you should expect the lawyer to prepare and file your paperwork. Then, your lawyer might represent you at hearings. 

Reach Out to Our Experienced Attorneys in Rome, Georgia for a Free Consultation

You can always file your bankruptcy case yourself, but your case could be dismissed if you make a mistake during the process. Suppose you also need assistance with foreclosure defense in Rome. In that case, this can only complicate your bankruptcy proceedings, and an experienced attorney can represent you in your home mortgage foreclosure and help you navigate the crossroads between foreclosure and bankruptcy. 

Whether you want to be represented by an attorney for a bankruptcy case or a Social Security Disability case, our top-rated attorneys will help you in many ways. Serving Rome and numerous other cities in Northwest Georgia, our full-service law firm explains all the stages and considerations and prepares our clients for what is about to come from beginning to end. 

No matter what implications your case might deal with, you deserve a fresh start and the best outcome possible. Contact us for a free consultation and let us help you deal with your financial issues. Call us at (706) 295-7376 today without hesitation and learn more about our services — it’s time to get rid of all that stress!

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