Bankruptcy Lawyers: Bournakis & Mitchell, P.C | We Are A Bankruptcy Law Firm Serving Rome, Cartersville, and Dalton, GA.
COVID-19 BANKRUPTCY & DEBT CONSOLIDATION UPDATE

If you have been negatively affected by COVID-19, there may be options available to you in order to keep your bankruptcy plan on track. You do not have to choose between putting food on the table and paying for bankruptcy.

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Have you or your family been financially affected by COVID-19 also known as the Cornavirus?


We wanted you to know that all of us at Bournakis & Mitchell, P.C. hope you and your loved ones are safe and well during this challenging time. Like you, we’re closely monitoring the rapidly-evolving COVID-19 situation, especially as it impacts the well-being of our clients. We understand that the government may be working to bring financial aid and assistance to many of our clients. You may need those funds to pay your rent or mortgage, buy food or gas, or necessary prescription medications.
If you have been negatively affected by COVID-19, there may be options available to you in order to keep your bankruptcy plan on track. You do not have to choose between putting food on the table and paying for bankruptcy.
Keep us informed so that we can help. Your legal options may include a temporary suspension of the plan payments or a reduction of monthly payments going forward. Everyone’s plan is a little different, so you will need to contact us in order to discuss your options.
If you know of a close friend or family member who is struggling, make sure they talk to us before they use their tax refund money or government assistance to pay down debts. Because the situation is likely to worsen before it gets better, preparation will be key to future financial stability.
Once again, our thoughts are with you and your loved ones during this challenging time.

Northwest Georgia
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Bankruptcy and Debt Consolidation




Frequently Asked Questions

To qualify for bankruptcy, you must be able to show that your debt far exceeds your ability to pay.
Your debt and income levels are the main factors in qualifying for either a reorganization or liquidation.

How can bankruptcy eliminate my debt?

Bankruptcy is a unique process designed to help people get a fresh start after financial trouble. After completing your bankruptcy, you will receive what is called a discharge. The discharge is the mechanism that prevents creditors from ever collecting certain debts included in your bankruptcy.

Bankruptcy is a unique process designed to help people get a fresh start after financial trouble. After completing your bankruptcy, you will receive what is called a discharge. The discharge is the mechanism that prevents creditors from ever collecting certain debts included in your bankruptcy.

How does bankruptcy stop creditors from calling all of the time and harassing me? How does it stop a foreclosure or garnishment?

As soon as you file a bankruptcy, the Federal Court issues an order called the Automatic Stay stopping all actions by your creditors. Creditors cannot call you. Creditors cannot call your job. Creditors cannot call your family. Creditors cannot call co-signers. Creditors cannot sue you. Creditors cannot even write you. The Bankruptcy Court can and does punish creditors for violating its orders.

How can bankruptcy help me?

Bankruptcy can help you get out of debt. This debt can be eliminated through two different means. Filing for bankruptcy can eliminate the financial pressure on the debtor and allow them to regain control.


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