COVID-19 BANKRUPTCY & DEBT CONSOLIDATION UPDATE

If you have been negatively affected by COVID-19, there may be options available to you in order to keep your bankruptcy plan on track. You do not have to choose between putting food on the table and paying for bankruptcy.

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Turn to the Top Bankruptcy Lawyers In Rome, GA & Begin Moving Forward

“Excellent! Awesome advice, communication, and just all around a very positive experience. My case was a little unique and Randall was the only one in north Georgia that would take it on. Long story short, we won. Thank you!!”

– Brandon Freeland

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If you’re facing mounting debt, you may have legal options. Turn to our bankruptcy lawyers in Rome, GA, today and begin the road to relief.

 

What Bankruptcy Attorneys In Rome GA Do For Their Clients

 

Rome Georgia Bankruptcy AttorneysAt Bournakis & Mitchell, P.C., the main goal of our Rome, GA, bankruptcy attorneys is to assist clients through court proceedings or alternative options to eliminate or reduce any debts or to proceed forward with bankruptcy. As trusted legal representatives, they offer a free initial consultation to examine the situation, answer any questions that you may have, and offer legal advice as they try to give you a solution to the stressful situation you are facing. Our services are available for everyone in or around Rome, GA, and nearby cities.

 

1- Case Analysis

When we first meet, our lawyers help you take a critical look at your existing debts and assets and help you figure out whether bankruptcy is the path that will help you best or try to approach the situation in another smarter way that may improve your circumstances. For instance, student loans may be ineligible for bankruptcy protection, so if this is your primary concern, a bankruptcy lawyer may help you weigh whether you would benefit from bankruptcy or not.

 

2- Options Analysis

Once the lawyer weighs it out and sees that the best solution is bankruptcy, the lawyer can help you compare the Chapter 7 and Chapter 13 options. Because this requires making critical decisions, you and your bankruptcy attorney will be required to critically examine the size of the debt, the assets you are comfortable and willing to risk, and your ability to pay off your loans.

 

3- Decides the Strategy

Once you have decided and selected your filing plan, the attorney further helps you make decisions by providing legal knowledge. For instance, if you choose to file for Chapter 7, the lawyer can help you by laying out the best options to keep any assets you wish to retain and help pay off your debts and avoid creditor harassment.

If you opt for Chapter 13, bankruptcy attorneys may help you get a fresh start by coming up with an ideal payment plan that you can be able to afford without straining.

 

4- File the Case

In addition, in most cases, bankruptcy attorneys help you consider all aspects of your current bankruptcy, including the impact that it may have on your co-signers on any loans that may fall under the bankruptcy filing or whether you should jointly file with your partner. For attorneys to offer the best legal advice, they must clearly understand the state’s bankruptcy laws, and you can rest assured that the lawyers at our law firm do.

Attorneys also help you gather and prepare all the necessary documents during the filing process that may largely be focusing on your household income, debts, assets such as real estate, bank statements, and any expenses. Once all documents are available and filed, your bankruptcy attorney will be your essential guide and ensure you respond to the deadlines on time.

The whole bankruptcy process requires numerous bankruptcy court hearings, including meeting with the creditors—but no need to worry, as your attorney will represent you in all hearings and meetings.

 

Understand Chapter 7 & Chapter 13 Bankruptcy

There are two common forms of bankruptcy. To move forward with your case, you need to understand these forms completely so that you can make better decisions.

 

1- Chapter 7 Bankruptcy

Chapter 7 bankruptcy is considered a “fresh start” because most of your debts are wiped out in this. To qualify for this option, you have to undergo an income qualification test. The test compares the difference between your household income against the median income of your state.

Protected properties will be considered as an exemption. In contrast, properties termed as not exempt can be sold by trustees to pay your creditors.

 

2- Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows you to create a repayment plan for your debt. The repayment duration could last for THREE or FIVE years. So, if you are unable to qualify for Chapter 7 Bankruptcy, this will be a good option for you to consider.

This way, you will be able to pay out the huge amounts of tax debt in small, affordable chunks of payments.

 

Are There Any Attorneys In Rome For Bankruptcy Cases?

Absolutely! There are bankruptcy attorneys practising in nearly every Georgia city, and Rome is no exception. However, a few law firms are the best at offering such services.

The law firm you turn to can make all the difference in the outcome of your case, so it’s important to choose wisely and get to know the lawyer in a free consultation before hiring them.

 

What To Consider When Looking For Bankruptcy Attorneys In Rome GA

You may find yourself in situations whereby filing for bankruptcy may be the only option left. You may not know how you could go about it, leaving you no choice but to hire a Rome bankruptcy attorney to represent you. Here are some of the things you need to consider when choosing one to help you file bankruptcy paperwork.

 

Extensive Experience

An attorney with years of experience is essential when your financial well-being is on the line. You should retain a Rome bankruptcy attorney who is well-versed in all aspects of bankruptcy law, including the complexities of the bankruptcy code, and knows how to tackle a wide range of situations. No matter the number of debts you may have, be it medical debt, credit card debt, or a looming foreclosure, the right lawyer knows how to handle them and will explore every avenue to achieve the relief you are looking for.

 

Local Expertise

It’s important to find a lawyer familiar with the local laws of the court where you’ll be filling your case. Your lawyer should be familiar with Rome, GA, bankruptcy cases, and the procedures of the local bankruptcy court, as they tend to vary from one locality to the next. With an office centrally located in Rome, GA bankruptcy attorneys at Bournakis & Mitchell possess all of these characteristics and more.

 

Is Having A Rome, Georgia Bankruptcy Attorney Good For My Case?

Fortunately, yes! As said earlier, you may not be well-versed in the laws of your state, let alone how to handle such bankruptcy cases. Finding an attorney focusing on such an area may help you avoid all that trouble of filing bankruptcy paperwork all by yourself.

Having a Northwest Georgia bankruptcy attorney on your side can also help you ensure that you are making the best possible choice for your unique situation. Whether your goal is to stop garnishments, achieve debt relief, or protect your car and other property from repossession, our bankruptcy attorneys will explore all possible options and outline your next steps for a better and brighter future.

 

What To Expect From Your Bankruptcy Lawyer Rome Georgia

Always expect competence, collaboration, and transparency from your attorney. Above all, your lawyer should provide sound legal advice in all situations and file all paperwork as expected of them. A trusted attorney will always help you with legal processes and educate you about the best legal options regarding your situation.

You should also expect your bankruptcy attorney to represent you in all court hearings and all you have to do is avail yourself for the hearings.

 

Best Bankruptcy Attorneys In Rome: Bournakis & Mitchell, P.C.

Are you looking for legal advice on what you should do when it comes to your financial issues? No matter your situation, Bournakis & Mitchell, P.C. has got you covered. Our law firm helps clients find long-term solutions that enable them to move forward without the burden of out-of-control debt, and we’re prepared to help you, too.

Our bankruptcy attorneys in Northwest Georgia have years of experience handling a wide range of bankruptcy cases, building a strong reputation for success in the process. We aim at helping all kinds of people, from individuals to small business owners in Georgia, and our attorney-client relationship is on another level.

 

Book a FREE Consultation

Whatever you are facing, do not hesitate to reach out to us. Located in Rome, Ga 30161, we are here to help. Call us now for a free consultation, where we will listen to your story and help pave the way forward.

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Take the First Step to Living Debt-Free

We actually take the time to listen and answer your questions. Get the personal attention you deserve.

“The attorneys and team at this office are incredible! They are honest, knowledgeable considerate, and very pro-active. Although, my issues were small matters, I always felt important. I appreciate all the support they have given me and would recommend them to anyone looking for legal help.”

– Leslie Johnson

“Excellent! Awesome advice, communication, and just all around a very positive experience. My case was a little unique and Randall was the only one in north Georgia that would take it on. Long story short, we won. Thank you!!”

– Brandon Freeland

“I don’t write many reviews, but this team deserves 5 stars!! After many phone consultations, and even some other firms frankly blowing us off,I called Randall. We were in his office the NEXT day getting paperwork in order and filing our claim. Filing bankruptcy can be very nerve racking! Randall and his team made it feel effortless!!”

– Scott Misico

What To Consider When Looking For Bankruptcy Attorneys In Rome GA

You may find yourself in situations whereby filing for bankruptcy may be the only option left. You may not know how you could go about it, leaving you no choice but to hire a Rome bankruptcy attorney to represent you. Here are some of the things you need to consider when choosing one to help you file bankruptcy paperwork.

Extensive Experience

What To Consider When Looking For Bankruptcy Attorneys In Rome GAAn attorney with years of experience is essential when your financial well-being is on the line. You should retain a Rome bankruptcy attorney who is well-versed in all aspects of bankruptcy law, including the complexities of the bankruptcy code, and knows how to tackle a wide range of situations. No matter the number of debts you may have, be it medical debt, credit card debt, or a looming foreclosure, the right lawyer knows how to handle them and will explore every avenue to achieve the relief you are looking for.

Local Expertise

It’s important to find a lawyer familiar with the local laws of the court where you’ll be filling your case. Your lawyer should be familiar with Rome, GA, bankruptcy cases and the procedures of the local bankruptcy court, as they tend to vary from one locality to the next. With an office centrally located in Rome, the GA bankruptcy lawyers at Bournakis & Mitchell possess all of these characteristics and more.

Is Having A Rome, Georgia Bankruptcy Attorney Good For My Case?

Fortunately, yes! As said earlier, you may not be well-versed in the laws of your state let alone how to handle such bankruptcy cases. Finding an attorney focusing on such an area may help you avoid all that trouble of filing bankruptcy paperwork all by yourself.

Having a Northwest Georgia bankruptcy attorney on your side can also help you ensure that you are making the best possible choice for your unique situation. Whether your goal is to stop garnishments, achieve debt relief, or protect your car and other property from repossession, our bankruptcy lawyers will explore all possible options and outline your next steps for a better and brighter future.

What To Expect From Your Bankruptcy Lawyer Rome Georgia

Always expect competence, collaboration, and transparency from your attorney. Above all, your lawyer should provide sound legal advice in all situations and file all paperwork as expected of them.

You should also expect your bankruptcy attorney to represent you in all court hearings and all you have to do is avail yourself for the hearings.

Best Bankruptcy Attorneys In Rome, GA: Bournakis & Mitchell, P.C.

Best Bankruptcy Attorneys In Rome GA Bournakis Mitchell P.C.Are you looking for legal advice on what you should do when it comes to your financial issues? No matter your situation, Bournakis & Mitchell, P.C. has got you covered. Our law firm helps clients find long-term solutions that enable them to move forward without the burden of out-of-control debt, and we’re prepared to help you, too.

Our bankruptcy lawyers in Northwest Georgia have years of experience handling a wide range of bankruptcy cases, building a strong reputation for success in the process. We aim at helping all kinds of people, from individuals to small business owners in Georgia, and our attorney-client relationship is on another level.

Whatever you are facing, do not hesitate to reach out to us. Located in Rome, Ga 30161, we are here to help. Call us now for a free consultation, where we will listen to your story and help pave the way forward.

Northwest Georgia Bankruptcy Lawyers

FREE Consultation

Bankruptcy And Debt Consolidation

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We are a small, boutique law firm focused on individual attention

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No Interest

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True $0.00 Down to File

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Court Filing Fees Included

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No Payments for 30 days After Filing

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Stop foreclosure, wage garnishment and creditor harassment

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Low Weekly or Monthly Payments AFTER Your Case is Filed

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Multilingual staff: We Offer Services in English, Spanish, and Greek

Contact Us Today

We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at (706) 295-7376 to get started.