Experienced Chapter 13 Lawyers In Cartersville
Even when it seems impossible to overcome debt, chapter 13 lawyers in Cartersville will help you see the light at the end of the tunnel. Learn more here.
Chapter 13 Cartersville Bankruptcy Attorney
There are two different types of bankruptcy; Chapter 7 and Chapter 13. Those with a regular income that would not appear to pose a threat may still face serious financial troubles. Chapter 13 is a solution for those seeking debt relief from our firm, which understands this aspect of bankruptcy.
This type of bankruptcy can help you obtain the fresh start you have been awaiting. It sets you on the road to financial freedom that is accomplished through establishing a payment plan. If you do not qualify for Chapter 7 bankruptcy due to a failure of the means test, Chapter 13 can still help you discharge debts.
Chapter 13 bankruptcies to protect your property and to help you reorganize and reduce other debts. A Chapter 13 bankruptcy places your home under the protection of the United States Bankruptcy Code and stops foreclosures.
It also puts your vehicle under the same Bankruptcy court protection and prevents your car from being repossessed. Chapter 13 bankruptcy is used primarily by people with a mortgage or a vehicle who wish to keep their property yet need time to restructure payment of the existing debt to a manageable level.
Chapter 13 bankruptcy is an excellent option for anyone who cannot file for Chapter 7 bankruptcy. It is a perfect option for those who want to protect their homes, vehicles, and other assets. Chapter 13 has many benefits, especially when fighting against foreclosure. It allows you to protect these assets while taking steps toward financial freedom.
In Chapter 13 bankruptcy, the damage to your credit is less severe. Maintaining a positive financial outlook can be accomplished by filing for Chapter 13 bankruptcy. To find out more about how Chapter 13 can benefit you, or to obtain a complimentary consultation, contact our bankruptcy law firm today at Bournakis and Mitchell, P.C.
What to Expect From Us
As our client, you can expect the following:
You are never treated like another number.
Start your case with a risk-free consultation.
Solutions that focus on long-term financial relief.
Non-judgmental advocacy when you need it.
Personal attention direct from our bankruptcy lawyers.
Use decades of experience to your benefit.
Diligent Representation for Chapter 13 Bankruptcy Cases
Chapter 13 bankruptcy, also known as reorganization bankruptcy, allows debtors to keep all their property but requires them to pay back all or a portion of their debts within three to five years.
Before you file bankruptcy, you must complete credit counseling with an agency approved by the United States Trustee’s office. After you complete counseling, you can file a packet of information and pay a filing fee.
Experienced Bankruptcy Attorneys in Cartersville, GA
An experienced attorney can help you navigate the legal and court process and give you the best chance at a successful bankruptcy case.
When looking for an attorney, it is essential to choose someone licensed to practice in your state and with experience handling cases like yours. You should also look for someone who offers a free consultation so you can get to know them and their practice better.
The attorneys at Bournakis and Mitchell, P.C. work for bankruptcy solutions that allow you to move forward with your life. We understand this is a difficult time, and we are here to help you through it.
Call our caring legal team at (706) 350-6075, and we’ll help you prevent creditor harassment, save your home and vehicles, and obtain the fresh start you need.
Serving Clients from Our Cartersville Offices, Rome, & Dalton
Chapter 13 bankruptcy is limited to debtors with less than $336,900 in unsecured debts, such as medical bills and credit card debts, and less than $1,010,650 in secured debts.
The debtor who files must provide a repayment plan that repays some debts in full. These include priority debts such as child support, alimony, non-dischargeable payments, secured debts such as mortgage or vehicle loans, judicial liens, and tax liens.
The Northwest Georgia bankruptcy attorney at Bournakis and Mitchell, P.C. law office gives each client personal attention and can help determine the best option for filing bankruptcy.
Break Free from Financial Worry – Call Us Today
No one should have to live under the constant stress of financial insecurity. When you’re ready to explore your legal options, a bankruptcy lawyer at Bournakis and Mitchell, P.C. can provide the comprehensive guidance you need to make informed decisions about your future.
We understand that the bankruptcy process can be overwhelming, which is why we’re here to answer your questions and help you navigate every step of the way.
Develop an attorney-client relationship with our team and get started on the path to financial freedom. Our knowledgeable lawyers will help you navigate the legal system and assist you in every aspect of your bankruptcy proceedings.
Call us today at (706) 350-6075 or contact us online to schedule a complimentary consultation at our Cartersville office.