Shed Your Debt by Filing for Chapter 7 Bankruptcy
Northwest Georgia Chapter 7 Bankruptcy Lawyers
Get Legal Assistance & Shed Your Debts Now! Call (706) 350-6075.
Chapter 7 bankruptcy, also known as total liquidation, is typically the fastest way to discharge almost all financial obligations and to stop all pending collection activity including garnishments. At Bournakis and Mitchell, P.C., our experienced Northwest Georgia bankruptcy attorney can discuss your options and determine your eligibility for filing a Chapter 7 bankruptcy.
Put a Stop to Creditor Harassment Today!
Filing a Chapter 7 bankruptcy puts an automatic stay into effect which stops most collection actions and prevents creditors from initiating or continuing lawsuits, wage garnishments, or even telephone calls seeking payment. The Chapter 7 bankruptcy applies to all debts excluding child support, most tax debts, and student loans.
They may not apply, however, to debts that the court declares non-dischargeable due to a creditor’s objection in the case of fraud or malicious action. With an experienced Northwest Georgia bankruptcy lawyer from Bournakis and Mitchell, P.C., you can get quality representation and legal advice to seek a beneficial solution for your case.
Is Chapter 7 Right for Me?
Chapter 7 bankruptcy is available to individuals, corporations, partners, and married couples. If a person fails to meet the required criteria for a Chapter 7 bankruptcy, the court may convert the case to a Chapter 13 bankruptcy. At Bournakis and Mitchell, P.C., we stay current with changing rules, laws, and court rulings and pride ourselves on thorough preparation for every case.
The Chapter 7 Bankruptcy Process
The first step when seeking a Chapter 7 bankruptcy is to file a petition with the bankruptcy court along with schedules of assets and liabilities, a statement of financial affairs, a schedule of current income and expenditures, and a schedule of executory contracts and expired leases. The debtor must also provide the case trustee with a copy of the most recent tax returns or transcripts, including tax returns filed during the case. Our knowledgeable Northwest Georgia bankruptcy lawyers can walk you through the process and help make sure you have the necessary paperwork to seek a Chapter 7 bankruptcy.
What additional information does a debtor need to file for Chapter 7?
- A list of all the debtor’s property
- The source, frequency, and amount of the debtor’s income
- A list of all creditors and the nature and amount of their claims
- A detailed list of the debtor’s monthly living expenses including food, utilities, tax, shelter, clothing, transportation, and medicine
Schedule Your Free Consultation
To discuss your options confidentially, fill out the following form or call us at (706) 350-6075
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Contact Us Today
We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at (706) 350-6075 to get started.
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What Sets Bournakis and Mitchell, P.C. Apart?
- ✓ We are a small, boutique law firm focused on individual attention
- ✓ All clients receive direct counsel from our attorneys, not assistants
- ✓ We encourage open and honest communication with our clients
- ✓ We never lose our ability to be graceful – even through tough adversities
- ✓ We offer multilingual service for English, Spanish, and Greek speakers
- ✓ We proudly offer risk-free, no-obligation bankruptcy consultations
CONTACT OUR NORTHWEST GEORGIA BANKRUPTCY LAWYERS AT BOURNAKIS AND MITCHELL, P.C. TODAY! (706) 350-6075