Why You Might Need Dalton Chapter 13 Lawyers
Even when it seems impossible to overcome debt, we help you see the light at the end of the tunnel.
Seek Legal Help From an Experienced Dalton GA Bankruptcy Lawyer
Learn How You Can Break Free From Financial Worry
There are two different types of bankruptcy; Chapter 7 and Chapter 13. Those with a regular income that would not appear to pose a threat may still face serious financial troubles.
Chapter 13 in Dalton, Georgia, is a debt relief under the United States Bankruptcy Code, which allows debtors to propose a plan to repay some or all of their debts.
This type of bankruptcy can help you obtain the fresh start you have been awaiting. It sets you on the road to financial future freedom that is accomplished through establishing a payment plan. If you do not qualify for Chapter 7 bankruptcy due to a failure of the means test, Chapter 13 can still help you prevent creditor harassment, save your home, and get out of debt.
Chapter 13 bankruptcies to protect your property and to help you reorganize and reduce other debts. A Chapter 13 bankruptcy places your home under the protection of the U.S. Bankruptcy Court and stops foreclosures. It also puts your vehicle under the same Bankruptcy court protection and prevents your car from being repossessed.
Chapter 13 bankruptcy is used primarily by people with a mortgage or a vehicle who wish to keep their property yet need time to restructure payment of the existing debt to a manageable level.
Chapter 13 bankruptcy is an excellent option for anyone who cannot file for Chapter 7 bankruptcy. It is an excellent option for those who want to protect their homes, vehicles, and other assets.
Chapter 13 has many benefits, especially when fighting against foreclosure. It allows you to protect these assets while taking steps toward financial freedom. In Chapter 13 bankruptcy, the damage to your credit is less severe. Maintaining a positive financial outlook can be accomplished by filing for Chapter 13 bankruptcy.
To find out more about how Chapter 13 can benefit you, or to obtain a complimentary consultation, contact our bankruptcy law firm today at Bournakis and Mitchell, P.C., located in Dalton, Georgia.
Bournakis & Mitchell, P.C. are experienced Dalton Chapter 13 attorneys who practice law in Dalton, Georgia, and the surrounding areas. Our goal is to provide our clients with the best possible representation in a confidential and cost-effective manner.
Contact us today to schedule a free consultation.
What to Expect From Our GA Bankruptcy Law Firm
As our client, you can expect the following:
- You are never treated like another number.
- Start your case with a risk-free consultation.
- Solutions that focus on long-term financial relief.
- Non-judgmental advocacy when you need it.
- Personal attention direct from our legal team.
- Use decades of experience to your benefit.
Diligent Representation for Chapter 13 Bankruptcy Cases
Chapter 13 bankruptcy, also known as reorganization bankruptcy, allows debtors to keep all their property but requires them to pay back all or a portion of their debts within three to five years.
Before filing for a chapter 13 bankruptcy, you must complete credit counseling with an agency approved by the United States Trustee’s office. After you complete counseling, you can file a packet of information and pay a filing fee.
Our GA Bankruptcy Lawyers Work for Bankruptcy Solutions
If you are considering bankruptcy, seeking legal help as soon as possible is essential to ensure that you are taking the best course of action for your particular financial situation.
At Bournakis and Mitchell, P.C., we pride ourselves on being able to offer comprehensive bankruptcy solutions for our clients. Our bankruptcy attorneys will work with you to find the best solution for your unique circumstances.
We understand that bankruptcy is complex, but we know it can be the best solution for you and your family. Our bankruptcy lawyers will work with you to ensure that you make the best decision for your financial future.
Call our caring Dalton bankruptcy attorney at (706) 350-6075 to get started.
Serving Clients From Our Offices in Cartersville, Rome, & Dalton
Chapter 13 bankruptcy is limited to debtors with less than $336,900 in unsecured debts, such as medical bills and credit card debts, and less than $1,010,650 in secured debts.
The debtor who files must provide a repayment plan that repays some debts in full. These include priority debts such as child support, alimony, non-dischargeable payments, secured debts such as a mortgage or vehicle loan, judicial liens, and tax liens.
Our Northwest Georgia bankruptcy attorney has the experience and skill to handle all types of bankruptcy cases, including Chapter 7 and Chapter 13 bankruptcies. We understand that each case is unique, and we will work with you to find the best solution for your particular financial situation.
Call us today at (706) 350-6075 to schedule a free consultation. We have offices conveniently located in Cartersville, Rome, and Dalton, Georgia.