Firm News

A New Year With Some New Expenses

A New Year With Some New Expenses

Although it's strictly against the Bankruptcy Code to charge your credit cards to buy Christmas gifts and then file for bankruptcy, often times than not, we see clients who have foregone paying their mortgage and vehicle notes in order to afford gifts for their...

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Taxes and Chapter 13 Bankruptcy

Taxes and Chapter 13 Bankruptcy

When someone files a bankruptcy and tax debt is owed, most of said taxes are considered priority debts in bankruptcy. What that means is that you can't wipe out or eliminate your tax obligation simply by filing a bankruptcy. Rather, the Bankruptcy Code requires that...

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Can You Keep Your House When You File for Bankruptcy?

Can You Keep Your House When You File for Bankruptcy?

In movies and the media, bankruptcy is often portrayed as a devastating process that strips the filer of all possessions, including their homes. It is no surprise that many people who want to file for bankruptcy hesitate because they are concerned they could lose...

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What is Bankruptcy Protection & Can It Work for Me?

What is Bankruptcy Protection & Can It Work for Me?

Bankruptcy can clear away your debt but it does more. When you file for bankruptcy, you will also gain access to bankruptcy protections that can bring peace of mind into your life during and after your bankruptcy filing. Generally, all creditors that you listed on...

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Rebuilding Your Credit Score After Bankruptcy: What to Expect

Rebuilding Your Credit Score After Bankruptcy: What to Expect

A successful bankruptcy filing will bring about many positives into your life. Most notably, the discharging or minimization of your debts and tax obligations will provide you with financial security and peace of mind. However, bankruptcy does not come without risks...

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Do I Need an Attorney to File for Bankruptcy?

Do I Need an Attorney to File for Bankruptcy?

Hiring an attorney is a personal decision. Individuals who file bankruptcy can do so pro se; that is, they represent themselves. However, filing for bankruptcy is a complicated matter. Because of the intricacies of bankruptcy law, it's a wise decision to hire an...

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Who is Eligible & Can File for Bankruptcy?

Who is Eligible & Can File for Bankruptcy?

Bankruptcy is a powerful legal tool that allows people to discharge or minimize debts as well as tax obligations. However, due to its effectiveness, not just everyone is permitted to actually use a bankruptcy filing. There are strict regulations, laws, and guidelines...

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How Do I Get My Creditors to Stop Harassing Me?

How Do I Get My Creditors to Stop Harassing Me?

Falling into debt or missing critical payments on loans, credit card bills, and the like can be stressful for obvious reasons. But the situation is often exacerbated by creditors who do everything they can to pester debtors into paying up. For many people, creditor...

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Quick Review of Tax Liability & Bankruptcy

Quick Review of Tax Liability & Bankruptcy

Most people assume that bankruptcy becomes necessary after purchases get out of hand, loans or bills pile up, and house or vehicle payments are simply too great to overcome. While this is the case in a majority of bankruptcy cases, it is also true that many people...

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What Everyone Should Know About Foreclosure

What Everyone Should Know About Foreclosure

One of the most frightening things a homeowner can hear is that foreclosure is a possibility on the horizon. A home is a huge investment and source of stability. Losing that due to unpaid mortgage payments can be devastating. If you are facing foreclosure, there are...

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