Foreclosure Defense Lawyers in Northwest Georgia
Learn How Our Bankruptcy Attorney can Help!
Foreclosure of your home can negatively affect your credit rating and could result in a deficiency judgment against you if the home is worth less than the mortgage amount. With nearly 20 years of combined experience, Bournakis and Mitchell, P.C. can examine your options and walk you through the process.
Most lenders can work with you to help avoid foreclosure through these processes. Forbearance occurs when a lender temporarily reduces or suspends a borrower’s mortgage payments. This allows the borrower to pay back the missed payments later and is useful if the borrower can prove that an influx of money from a tax refund or bonus will be available in the future.
Loan modification is an agreement between the borrower and lender to change the original terms to make the mortgage more affordable. Bournakis and Mitchell, P.C. can provide knowledgeable and friendly legal assistance from a Northwest Georgia bankruptcy attorney to handle issues with foreclosure.
Understanding Your Options for Avoiding Foreclosure
Refinancing your home may also be a solution in cases where the equity of your home is enough to pay off your mortgage, attorney fees, and late fees with a new mortgage. In order to avoid the negative credit consequences of a foreclosure, you may also give your deed to the lender, who can then cancel your debt and sell the house.
Selling your home yourself is another option that can help pay off your debt and avoid foreclosure. The dedicated Northwest Georgia bankruptcy lawyer at Bournakis and Mitchell, P.C. can analyze the facts of your situation, offer legal advice, and explore your options to help prevent foreclosure.
Schedule Your Free Consultation
To discuss your options confidentially, fill out the following form or call us at 706.291.1300
Contact Us Today
We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at 706.291.1300 to get started.
What Sets Bournakis and Mitchell, P.C. Apart?
- ✓ We are a small, boutique law firm focused on individual attention
- ✓ All clients receive direct counsel from our attorneys, not assistants
- ✓ We encourage open and honest communication with our clients
- ✓ We never lose our ability to be graceful – even through tough adversities
- ✓ We offer multilingual service for English, Spanish, and Greek speakers
- ✓ We proudly offer risk-free, no-obligation bankruptcy consultations
CONTACT OUR NORTHWEST GEORGIA BANKRUPTCY LAWYERS AT BOURNAKIS AND MITCHELL, P.C. TODAY! 706.291.1300