Repossession - Bournakis & Mitchell, P.C.: Bankruptcy & Social Security Disability Legal Help

Northwest Georgia Attorneys for Repossession

Experienced Bankruptcy Lawyers with Committed to Repossession Defense

Falling behind on car payments can leave you vulnerable to repossession. Bournakis and Mitchell, P.C. provides compassionate and diligent legal services for cases dealing with repossession of vehicles and other property items. Call us at (706) 350-6075 today to speak with a knowledgeable Northwest Georgia bankruptcy attorney

Dedicated Legal Advice for Repossession Cases

If you sign a loan agreement and use certain property as collateral for the loan, that property can become subject to repossession if you fail to honor the loan agreement. When making a large purchase like a car, people often take out a loan and enter into a contract with a lender to make regular payments until the loan is paid off. Sometimes, however, life situations such as health issues, divorce, loss of a job, or other unexpected problems can lead to financial strain and make you unable to pay your debts. While the majority of repossessions in Georgia deal with cars or trucks, other property items may be vulnerable if they are encumbered with a loan.

Common property items subject to repossession:

  • Boats
  • Airplanes
  • RVs
  • Motorcycles
  • ATVs

Repossession also may apply to personal property items, including TVs, appliances, jewelry, and furniture. If you fall behind on loan payments and fail to uphold the contract terms, the lender has the legal right to repossess your property. With the legal assistance of a Northwest Georgia bankruptcy lawyer from Bournakis and Mitchell, P.C., you can get quality legal advice and explore your options to help avoid repossession.

Georgia Law Regarding Repossession

Georgia repossession laws ensure that agents may not enter your home uninvited or use any form of violence to repossess your property. Repossession agents, however, do not need to notify you prior to repossessing your vehicle. This means that they may come at any time and legally take it away.

By filing for bankruptcy, you can initiate an active stay, which temporarily prevents agents from repossessing your property and gives you extra time to figure out a solution to deal with your debts. Active stay also prevents creditors from harassing you through phone calls or emails. Our experienced Northwest Georgia bankruptcy attorneys can help you file bankruptcy and seek a positive solution for your case.

Ready to live debt-free once and for all?

Call us at 706.291.1300 for a free consultation or fill out an online form to get started.

Contact Us Today

We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at 706.291.1300 to get started.

    What Sets Bournakis and Mitchell, P.C. Apart?

    • ✓ We are a small, boutique law firm focused on individual attention
    • ✓ All clients receive direct counsel from our attorneys, not assistants
    • ✓ We encourage open and honest communication with our clients
    • ✓ We never lose our ability to be graceful – even through tough adversities
    • ✓ We offer multilingual service for English, Spanish, and Greek speakers
    • ✓ We proudly offer risk-free, no-obligation bankruptcy consultations


    Start Living Debt-Free Today

    We offer help to those in need of financial relief, to those who are being constantly harassed by collections agencies, and to those who are in fear of losing their car or home.