Wage Garnishments - Bournakis & Mitchell, P.C.: Bankruptcy & Social Security Disability Legal Help

Northwest Georgia Lawyer for Wage Garnishments

Reliable Bankruptcy Attorney Serving Northwest Georgia

Wage garnishment is a legal process where an employer withholds a portion of a debtor’s wages in order to repay creditors. If you are facing wage garnishment, an experienced Northwest Georgia bankruptcy lawyer from Bournakis and Mitchell, P.C. can examine the facts of your situation and help you seek a beneficial outcome.

What Does the Wage Garnishment Process Look Like?

No matter how far behind a debtor is on payments, the lender or creditor must schedule a court hearing. Most jurisdictions require notification of the debtor regarding the time, date, and place of the hearing. During the hearing, the creditor must provide evidence that the debtor owes money and that the debtor has failed to make the required payments. If the court agrees, it will order the debtor’s employer to withhold a certain amount from the debtor’s earnings to repay the debt.

Debts that can be repaid by wage garnishment:

  • Student loans
  • Personal loans
  • Judgments from court cases
  • Child support
  • Back taxes

Typically, the employer must notify the debtor in writing before the wage garnishment begins. As a severe consequence, wage garnishment usually continues until the debt is completely paid off, but there are certain protections for the debtor under federal and state laws. The Consumer Credit Protection Act (CCPA) mandates that wage garnishment cannot exceed 25% of the debtor’s disposable earnings each week. In addition, debtors cannot be fired due to wage garnishment.

At Bournakis and Mitchell, P.C., our reliable Northwest Georgia bankruptcy attorney can provide legal advice and represent you in court.

Thorough Representation for Wage Garnishment Hearings

If you cannot make an arrangement to avoid wage garnishment, having the proper documentation can make a difference in the court hearing and may enable you to request that the court review the garnishment order. This documentation includes proof of attempted payments, proof of income and expenses, and proof of attempting to negotiate a different payment schedule.

Our experienced Northwest Georgia bankruptcy lawyer can help you gather the proper documentation and represent you in court. We strive to provide the best legal counsel available to help our clients seek a positive solution.

Schedule Your Free Consultation

To discuss your options confidentially, fill out the following form or call us at 706.291.1300

    Ready to live debt-free once and for all?

    Call today at 706.291.1300 for a free consultation.

    Contact Us Today

    We offer a 30-minute confidential consultation to discuss your issues and determine options. Send us an email or call us directly at 706.291.1300 to get started.

      What Sets Bournakis and Mitchell, P.C. Apart?

      • ✓ We are a small, boutique law firm focused on individual attention
      • ✓ All clients receive direct counsel from our attorneys, not assistants
      • ✓ We encourage open and honest communication with our clients
      • ✓ We never lose our ability to be graceful – even through tough adversities
      • ✓ We offer multilingual service for English, Spanish, and Greek speakers
      • ✓ We proudly offer risk-free, no-obligation bankruptcy consultations


      Start Living Debt-Free Today

      We offer help to those in need of financial relief, to those who are being constantly harassed by collections agencies, and to those who are in fear of losing their car or home.